{"id":4298,"date":"2022-08-03T13:15:32","date_gmt":"2022-08-03T17:15:32","guid":{"rendered":"https:\/\/ustoa.com\/blog\/?p=4298"},"modified":"2024-02-22T15:33:34","modified_gmt":"2024-02-22T20:33:34","slug":"redpoint-travel-insurance","status":"publish","type":"post","link":"https:\/\/ustoa.com\/blog\/redpoint-travel-insurance\/","title":{"rendered":"Why Purchase Travel Insurance: The importance of protecting your next trip"},"content":{"rendered":"\n<h2 class=\"has-text-align-center wp-block-heading\"><strong>Why Purchase Travel Insurance: The importance of protecting your next trip<\/strong><\/h2>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>Booking a vacation is exciting. You are most likely concerned with picking the right destination and packing your suitcase, but are you also concerned with purchasing travel insurance? Many travelers think that insurance is only necessary for oversees vacations or expensive travel, but travel insurance can be a valuable investment for all vacations.\u00a0\u00a0<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Travel-2-1024x683.jpeg\" alt=\"\" class=\"wp-image-4300\" srcset=\"https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Travel-2-1024x683.jpeg 1024w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Travel-2-300x200.jpeg 300w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Travel-2-768x512.jpeg 768w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Travel-2-1536x1025.jpeg 1536w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Travel-2-2048x1366.jpeg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Photo Courtesy of Redpoint Travel Insurance<\/figcaption><\/figure><\/div>\n\n\n\n<p>No one purchases a vacation with the intention to cancel, but sometimes the unexpected event happens. Travel insurance programs provide valuable protection against these incidents. One of the most popular benefits of purchasing travel insurance is the Trip Cancellation benefit. For example, if you experience an unforeseen sickness or injury before travelling you could be covered. This coverage can provide reimbursement for unused, non-refundable pre-paid travel arrangement if you cancel for a listed covered reason.&nbsp;<\/p>\n\n\n\n<p>Comprehensive travel protection plans also provide coverage in the event a traveler incurs medical expenses while traveling. Many travelers are unsure whether their health-care plan will cover medical expenses while traveling.\u00a0 Purchasing medical expense coverage for a specific trip ensures you receive quality care while on your vacation. Many comprehensive travel insurance products also include a medical evacuation component. This coverage can provide transportation services if you or your family member needs hospitalization. Redpoint Travel Protection will arrange and pay for all evacuation services to occur with no out-of-pocket cost for the traveler.\u00a0<\/p>\n\n\n\n<div style=\"height:22px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Alps-1024x683.jpeg\" alt=\"\" class=\"wp-image-4301\" srcset=\"https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Alps-1024x683.jpeg 1024w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Alps-300x200.jpeg 300w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Alps-768x512.jpeg 768w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Alps-1536x1024.jpeg 1536w, https:\/\/ustoa.com\/blog\/wp-content\/uploads\/2022\/08\/Alps-2048x1365.jpeg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption><em>Photo Courtesy of Redpoint Travel Insurance<\/em><\/figcaption><\/figure><\/div>\n\n\n\n<p>Air travel can also be unpredictable with the potential for a flight delay, missed connection, or lost luggage. Travel insurance provides added assurance that reasonable expenses you incur due to these types of mishaps could be reimbursed. Make sure to keep all receipts and file a claim when you return home.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Okay, so you have decided to purchase travel insurance, when is the best time to buy? <strong>As soon as you purchase your trip!<\/strong> Many travel insurance programs include early purchase benefits. If you have a pre-existing medical condition, purchasing within a specified time frame can waive those conditions. If you forget to purchase coverage within the early purchase window, you are likely still eligible for coverage. Purchasing travel insurance before departure can let you rest assured knowing you are covered in the event you need to cancel your trip for a covered reason.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Make sure you do your research before purchasing. Policies may vary and it is imperative that you examine the key benefits to confirm the policy meets your travel needs. Travelers should also always review the policy\u2019s listed coverage as well as the limitations and exclusions. \u202fUnderstanding your travel insurance policy will ensure that you are not disappointed in the event you must file a claim&nbsp;&nbsp;<\/p>\n\n\n\n<p>The information presented in this article is a brief description of travel insurance coverage and is for information use only. Please read your specific policy carefully to fully understand the coverage, terms, conditions, limitations, and exclusions.&nbsp;&nbsp;<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center\"><strong>About Redpoint<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><em>Redpoint \u202fTravel Protection provides travelers with the industry\u2019s best, most comprehensive and flexible array of insurances and services that include trip cancellation\/ interruption, property loss, medical and travel assistance, and evacuation. Redpoint Travel Protection\u2019s suite of products ensures the right plan is available for all travel. To ensure the best possible partner experience, Redpoint uniquely owns and provides all key aspects of its offerings: travel assistance, evacuation, claims management and payment, and insurance underwriting.\u202f This means Redpoint can create customized programs for our partners and actively collaborate to provide the best customer experience in the industry.<\/em>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why Purchase Travel Insurance: The importance of protecting your next trip Booking a vacation is exciting. You are most likely concerned with picking the right destination and packing your suitcase, but are you also concerned with purchasing travel insurance? Many travelers think that insurance is only necessary for oversees vacations or expensive travel, but travel [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":4304,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[129],"tags":[108],"class_list":["post-4298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-blogs","tag-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why Purchase Travel Insurance: The importance of protecting your next trip - USTOA Blog<\/title>\n<meta name=\"description\" content=\"Booking a vacation is exciting. You are most likely concerned with picking the right destination and packing your suitcase, but are you also concerned with purchasing travel insurance? 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